Smart Savings, Golden Future

Smart Savings, Golden Future

At Jayam Golden Private Limited, we believe in making your hard-earned money work for you. Our Monthly Deposit Scheme is designed to help you build significant wealth through disciplined small savings, offering a guaranteed 10% interest per annum. Whether you are planning for a family event, business expansion, or a secure future, our flexible tenure options ensure your goals are always within reach.

Plan A: 12-Month Growth Strategy

Perfect for short-term goals and quick returns.

Monthly Deposit (₹) Duration Final Pay-Off Amount (₹)
3,950 12 Months 50,000
7,900 12 Months 100,000
15,800 12 Months 200,000
23,700 12 Months 300,000
31,600 12 Months 400,000
39,500 12 Months 500,000

Plan B: 20-Month Wealth Builder

Designed for consistent savers looking for larger maturity.

Monthly Deposit (₹) Duration Final Pay-Off Amount (₹)
2,300 20 Months 50,000
4,600 20 Months 100,000
9,200 20 Months 200,000
13,800 20 Months 300,000
18,400 20 Months 400,000
23,000 20 Months 500,000

Getting Started is Simple

01
Visit Our Store

Bring your gold jewelry to any of our three secure branches. Our friendly staff will guide you through the initial documentation with absolute privacy.

02
Instant Valuation

Using modern, non-destructive technology, we assess the purity and weight of your gold right in front of you to ensure value and transparency.

03
Quick Approval

Choose a scheme that fits your needs—whether a gold loan or a savings plan. Once agreed, your loan is approved instantly with minimal paperwork.

04
Immediate Liquidity

Walk out with cash in hand or an instant bank transfer. Your gold is then stored in our high-security vaults, protected and insured until you return.

Frequently Asked Questions

Can't find what you're looking for? Reach out to us and we'll respond within 24 hours.

Contact Our Team
What type of gold is accepted, and how is the value determined?
We accept gold jewelry and ornaments with a purity ranging from 18k to 24k. The loan amount is calculated based on the net weight of the gold and the current market rate, ensuring you get up to 75% of its value. Please note that gemstones or non-gold attachments are excluded from the weight during our transparent, in-person valuation.
Is my gold safe while it is pledged with the company?
Absolutely. Your assets are our highest priority. Once valued, your gold is sealed in your presence and stored in high-security, fire-proof vaults within our monitored branches. Additionally, all pledged gold is fully insured, ensuring that your valuables are returned to you in the exact same condition they were received.
How does the Monthly Deposit Scheme benefit me compared to a bank?
Unlike standard savings accounts, our Monthly Deposit Scheme offers a high-yield 10% annual interest rate. This program is designed for disciplined savings, allowing you to build a significant financial corpus over 12 or 20 months. It is a secure way to grow your wealth while having the backing of a trusted financial partner since 2005.
What documents are required, and how quickly can I get the funds?
We pride ourselves on a "minimal paperwork" approach. All you need is a valid ID proof (Aadhaar Card, PAN Card, or Voter ID) and your gold. Our streamlined process is designed to be completed in under 30 minutes, providing you with instant cash or a bank transfer to meet your urgent financial needs.